Terms and conditions for subscription service

These terms govern your use of our subscription-based planning service. By subscribing, you agree to comply with the rules and responsibilities outlined below.

August 26, 2025

Acceptance of terms

By using this site and service, you confirm you have read, understood, and accept these terms. Continued use after updates means you agree to any changes.

Definitions

The following definitions clarify terminology used throughout these terms.

"Service" means the financial planning subscription offered through this website.

"Subscriber" refers to any person who has completed payment for the service.

"Content" includes all information, materials, and communications provided on this site.

"We", "us", and "our" refer to the provider of the subscription service.

Service usage

The service is available to individuals over 18 years old, for personal use, and subject to applicable law. Commercial or resale use is not permitted.

Eligibility

You must be at least 18 years of age and reside in a jurisdiction where our service is legally permitted. Proof of eligibility may be required.

Service is not available in all regions.

User responsibilities

You are responsible for providing accurate information and maintaining confidentiality of your account.

Keep your login details secure at all times.
Notify us promptly of unauthorized access or issues.
Comply with all local and federal regulations.
Use the service only for lawful, personal purposes.

Prohibited uses

The following actions are not allowed on this service.

Sharing your subscription with non-registered users.
Attempting to reverse engineer or disrupt our technology.
Uploading harmful code or engaging in fraudulent activity.
Using the service for commercial advice or resale.
Posting or transmitting inappropriate content.

Intellectual property

All content, logos, and materials on this site are protected by intellectual property laws. You may not copy, reproduce, or distribute any material without our written consent.

User content

If you submit feedback or materials, you grant us a license to use that content for service improvement.

Your rights regarding content

You retain rights to your own submissions but grant us permission to use them as described above.

Privacy and data protection

We collect and process personal data as outlined in our privacy policy. Your information is protected in accordance with legal standards.

See privacy policy

Disclaimer of liability

Service is provided as-is, without warranty of outcome or performance.

Important notice

Results may vary. We do not guarantee any specific financial outcome or benefit.

Limitation of liability

We are not liable for damages arising from use of the service, except as required by law.

Indemnification

You agree to indemnify us against claims related to your use or misuse of the service.

Dispute resolution and law

Any disputes will be resolved under U.S. law, using binding arbitration where applicable.

Arbitration

Arbitration will be handled by a neutral third party in accordance with established rules.

You waive the right to join class actions or seek jury trials.

Online dispute resolution

You may contact us for resolution or use available online dispute platforms as an alternative.

See our disclaimer

Severability

If any provision is invalid, other sections remain in effect.

Entire agreement

These terms constitute the full agreement between you and us regarding service use.

Applicable law and jurisdiction

This agreement is governed by the laws of the United States and the state where the service is provided.

Termination

We reserve the right to terminate your subscription for breach of terms or misuse of service.

Modifications

Terms may be updated at any time. Continued use means you accept changes.

Contact information

For questions or clarifications, please contact us using the details below.

Contact email: content@feronysqara.com

Phone: +1 (972) 509-5843

Address: 575 Market St., San Francisco, CA 94105 United States

Effective date: August 26, 2025

Version: 3